Anita Montes

Anita Montes

Senior Mortgage Loan Officer

NMLS #1021394

Licensed In: CA
 
About Anita

Intuitive senior mortgage loan officer with 19 years of experience specializing in FHA, Conventional, VA, USDA, Non-QM, and ITIN loans. Committed to accurate and thorough work to financially benefit all parties involved. Experienced in the use of multiple automated underwriting systems and loan origination software. Bilingual English and Spanish speaker.

Learn More
8 Smart Questions to Ask Before Refinancing Your Mortgage

8 Smart Questions to Ask Before Refinancing Your Mortgage

May 12, 2026

Thinking about refinancing? Learn the most important questions to ask lenders about rates, costs, PMI, and loan terms before you refinance your mortgage.

VA Loan Offers: What Home Sellers Really Need to Know

VA Loan Offers: What Home Sellers Really Need to Know

May 05, 2026

Worried about accepting a VA loan offer? VA appraisals, closing timelines, and zero down payment are often misunderstood. Get the facts.

Multifamily Property Investing: Benefits, Risks, and Financing Explained

Multifamily Property Investing: Benefits, Risks, and Financing Explained

Apr 28, 2026

Multifamily properties offer multiple income streams, scalable returns, and long-term equity growth. Learn the benefits, risks, and financing options.

Contact Anita
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908 13th Street
Modesto, CA 95354

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