Anita Montes

Anita Montes

Senior Mortgage Loan Officer

NMLS #1021394

Licensed In: CA
 
About Anita

Intuitive senior mortgage loan officer with 19 years of experience specializing in FHA, Conventional, VA, USDA, Non-QM, and ITIN loans. Committed to accurate and thorough work to financially benefit all parties involved. Experienced in the use of multiple automated underwriting systems and loan origination software. Bilingual English and Spanish speaker.

Learn More
Your Home Equity: 10 Ways to Cash Without Moving Out

Your Home Equity: 10 Ways to Cash Without Moving Out

Oct 07, 2026

Explore 10 practical ways to use home equity wisely, plus key risks and tips to decide what may fit your goals.

Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Sep 30, 2026

Closing costs vary widely by state. Learn what drives mortgage closing costs, where buyers pay more, and how to budget ahead.

Should First-Time Buyers Consider a Lease Option?

Should First-Time Buyers Consider a Lease Option?

Sep 23, 2026

Learn how a lease option works, key pros and risks, and when it may help first-time buyers move toward homeownership.

Contact Anita
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908 13th Street
Modesto, CA 95354

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