Maria Sibrian
Senior Loan Officer
NMLS #355754
Finding the right loan shouldn't feel like an uphill battle, especially when your financial situation doesn't fit into a standard corporate box. I'm a Spanish speaking Mortgage Loan Officer serving families, entrepreneurs, and investors across the Central Valley and Bay Area for over 20 years.
While traditional banks often say "NO" to non-traditional income or less-than-perfect credit, I specialize in finding the "YES." I easily navigate through complex tax returns for Self-Employed borrowers, offer Bank Statement loans and utilize a DSCR loan to scale your investment portfolio. I specialize in FHA, Conventional, and CaLHFA loan programs for first time home buyers and ITIN loans specially for business owners.
I offer low-own-payment options for local first-time buyers and advanced equity strategies including Bank Statement HELOCs designed specifically for self employed borrowers. I provide creative problem-solving and diverse options to win in today's market.
I'm here to help you!
Maria Sibrian
8 Strategies to Buy a Home in a Tight Market
Aug 12, 2026
Discover 8 practical strategies that can help make buying a home in a challenging market more achievable.
Ready to Buy a Home but worried about a Down Payment?
Aug 05, 2026
Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your budget and goals.
Navigating USDA and FHA Loan Differences
Jul 29, 2026
Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for your homebuying goals.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.
