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How To Avoid Being House Poor
Since buying a home is one of the biggest financial investments most people ever make, if you're are not careful, you can get in over your head. This can result in a status of being “house poor,” or s Dec 20, 2022
How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income
According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be Dec 13, 2022
The Ultimate Mortgage Pre-Approval Document Checklist
If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, se Dec 06, 2022
Can’t Quite Afford a House Yet? Consider a Co-Borrower
With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. Nov 29, 2022
Happy Thanksgiving
Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at West Coast Mortgage Group of Modesto, Inc. would like Nov 24, 2022